Official Rules

Mythia Season 6

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

This Sweepstakes is governed exclusively by the laws of the United States. You are not authorized to participate in the Sweepstakes if you are not located within the fifty (50) United States or the District of Columbia.

1. PROMOTION DESCRIPTION.

The sponsor of the Sweepstakes, Mythia Inc. (the “Sponsor”), a Delaware corporation, offers certain financial services to end users through its website www.mythia.com (the “Website”) and a mobile application called Mythia (the “Mythia App”). Eligible persons using any available way to enter the Sweepstakes in accordance with the Official Rules (the “Entrants”) are rewarded a virtual reward box (a “Reward Box”) of a certain size within the Sponsor’s internal system (the “Sweepstakes Mechanics”). The Entrants can view and open Reward Boxes on the Website and in the Mythia App or by contacting the Sponsor by email at info@mythia.com during the Sweepstakes period (as defined below).

2. DATES OF SWEEPSTAKES AND PRIZE POOL.

The Sweepstakes begins on August 3, 2021 with an initial Sweepstakes period. A certain number of prizes, as set forth below in Section 6 or as published on the Website, as the case may be, are assigned for the initial and any following Sweepstakes periods (the “Prize Pool”). A Sweepstakes period ends as soon as all prizes from the Prize Pool have been claimed or one week after it started, whichever is earlier. Once a Sweepstakes period ends, a new Sweepstakes period with a new Prize Pool will commence, unless otherwise announced on the Website during the then current Sweepstakes period. The initial Sweepstakes period and all following Sweepstakes periods are referred to herein as the “Sweepstakes
Periods”. The approximate retail value of all prizes in a single Sweepstakes Period shall
not exceed $5,000.

3. ELIGIBILITY.

Sweepstakes is open only to legal residents of the fifty (50) United States, or the District of Columbia, who are the age of majority in their state of residence or older (which is nineteen (19) in Alabama, Nebraska, twenty-one (21) in Mississippi, and eighteen (18) in all other states) as of the date of entry. Void outside of the fifty (50) United States and the District of Columbia, and where prohibited, taxed or restricted by law. Officers, directors, managers, and employees of the Sponsor, and each of its respective parents, subsidiaries, affiliates and related companies and their respective advertising and promotion agencies, consultants and agents, as well as immediate family members and/or those living in the same household of each such person, and any others engaged in the development, production, execution or distribution of this Sweepstakes are not eligible to participate. “Immediate family member” shall be deemed to mean husband, wife, children, mother, father, sister, sister in-law, brother or brother in-law. Sweepstakes may only be entered in or from the fifty (50) United States or the District of Columbia, and entries originating from any other jurisdiction are not eligible for entry. In order to enter the Sweepstakes or receive a prize, you must fully comply with the Official Rules and, by entering, you represent and warrant that you agree to be bound by these Official Rules and the decisions of the Sponsor, whose decisions shall be binding and final in all respects relating to the Sweepstakes. All federal, state and local laws and regulations apply.

4. HOW TO ENTER.

There are three (3) ways to enter (each occurrence an “Entry”):

4.1. DEBIT CARD USE: Entrants making a purchase with their Mythia Mastercard® Debit Card (“Card”) issued by Piermont Bank, Member FDIC, (the “Issuing Bank”) and marketed by the Sponsor receive one (1) Entry into the Sweepstakes in the form of a Reward Box for each purchase. The size of the reward box is determined by the size of the transaction:

Transaction Size

Reward Box Size

$0.01 to $24.99
Small Reward Box
$25 to $99.99
Medium Reward Box
$100+
Large Reward Box

The Sweepstakes Mechanics automatically award the Reward Boxes within a reasonable time after each purchase. The Entrant can view and open the Reward Box on the Website and in the Mythia App by accessing their account. Eligible Cards can be applied for via the Mythia App. Mythia’s terms and conditions apply.

4.2. ACCOUNT BALANCE: For each fifty U.S. dollars (US $50) Entrants deposit into their Issuing Bank-established deposit account associated with their Card (“Deposit Account”), exceeding the total of all withdrawals made from such Deposit Account (each an “Eligible Deposit”), Entrants receive one (1) Entry into the Sweepstakes in the form of a Small Reward Box. The Sweepstakes Mechanics automatically award the Reward Boxes within a reasonable time after such Eligible Deposit. Deposit Accounts can be applied for via the Mythia App. Mythia’s terms and conditions apply. To clarify, in order for a deposit to be considered an Eligible Deposit, such deposit must exceed any withdrawal amount from the Deposit Account by $50 in order to qualify as an Entry. For example, if a user withdraws $50, they would need to deposit $100 to qualify for their next Small Reward Box.

4.3. MAIL-IN: Entrants can request to enter the Sweepstakes by sending a legibly handwritten letter, including the Entrant’s handwritten complete name, mailing address, email address, phone number and date of birth together with a legibly handwritten, self- addressed, and stamped envelope with sufficient postage (the “Mail-In-Request’) to the following address: Mythia Inc, 584 Castro Street #3054, San Francisco, CA, 94114. Mail- In -Requests must contain all entry fields outlined above; otherwise, they are void and will not be eligible to win. Each Mail-In-Request must be postmarked no sooner than thebeginning of the initial Sweepstakes Period and no later than the end of the last Sweepstakes Period as announced on the Website and must be received within 14 calendar days of the end of the last Sweepstakes Period. Requests that are sent in business reply envelopes, that utilize address labels or stickers (for any address), that are photocopied, hand-stamped, computer-generated or otherwise mechanically or digitally produced or reproduced, that are not mailed in separate outer stamped mailing envelopes, or that otherwise fail to comply with the Official Rules, will NOT be honored, acknowledged or returned, and the persons submitting such requests will forfeit any corresponding postage and unused envelopes.

Upon receipt of an eligible Mail-In-Request, Sponsor will process such request as soon as reasonably possible and create a Mythia account within the Sweepstakes Mechanics for the Entrant, unless the Entrant already has such an account. For each Mail-In- Request, Entrant will then receive one (1) Entry into the Sweepstakes in the form of a Reward Box in their account for the then current Sweepstakes Period which will automatically be opened by the Sweepstakes Mechanics to reveal the prizes therein. The entrant will receive a return envelope, containing a confirmation of Entry, as well as their account’s email address, which can be used to log into their Mythia account. The Entrant can access their account and view their prizes on the Website and in the Mythia App or by contacting the Sponsor by email at info@mythia.com.

Mythia Inc.’s Issuing Bank are  not responsible for any Entry that is lost, late, illegible, stolen, mutilated, incomplete, invalid, unintelligible, postage-due, misdirected or undeliverable, whether due to system errors, omissions, interruption, deletions, defects, delay in operations or transmissions, theft or destruction or failures, faulty transmissions or other telecommunications malfunctions, human error, entries not received resulting from any hardware or software failures of any kind, lost or unavailable network connections, failed, incomplete or garbled computer or telephone transmissions, typographical or system errors and failures, faulty transmissions, technical malfunctions, or otherwise. Only fully completed entries are eligible. Proof of submission will not be deemed to be proof of receipt by Sponsor.

5. DRAWING/ODDSOF REWARD BOXES.

Each time an Entry occurs, the size of a Reward Box is determined by a random number generator, unless the size of a Reward Box is pre-determined as set forth in these Official Rules. The odds of receiving a small Reward Box are 140 in 200, the odds of receiving a medium Reward Box are 45 in 200, and the odds or receiving a large Reward Box are 15 in 200.

When an Entrant opens a Reward Box, or a Reward Box resulting from a Mail-In- Request is awarded and automatically opened, a random number generator is used to determine what prize is received from that Reward Box. Each prize that is received is removed from the Prize Pool, until all prizes from such Prize Pool have been claimed. Once all prizes from a Prize Pool are claimed, the Prize Pool is reset. The Prize Pool and the odds of receiving each of the Prizes are set forth in Sections 6 and 7 of the Official Rules.

To be eligible to receive a prize, the winning Entrant must have a current and correct address on file with the Sponsor. In the event that an Entrant provided an incorrect or incomplete address, the Entrant will be disqualified from receiving a prize.

6. PRIZE POOL.

The total prize pool, which is the total of the approximate retail value (”ARV”) of all Reward Boxes, is $4,988.73.

Prize Pool for Large Reward Box: The initial Prize Pool consist of the following prizes with a total approximate retail value (”ARV”) of $1729.25:

Prize

Description

Approximate Retail Value

1x PS5 or XBox (winner’s choice)
PlayStation 5
$500 Each
10x Free Game on Any Platform
A game of up to $60 USD on any platform (Steam, PS5, etc.)
$25 Each
175x SteamCredits (random, up to 150)
1x PS5 or XBox (winner’s choice)A credit to purchase games onSteam. Minimum of 500 credits per redemption.
$0.75 Each
175x XBox Credits (random, up to 150)
A credit to purchase games on XBox. Minimum of 500 credits per redemption.
$0.75 Each
175x PlayStation Credits (random, up to 150)
A credit to purchase games on the PlayStation Store. Minimum of 500 credits per redemption.
$0.75 Each
614 Gems (random, up to 150)
Gems are redeemable in Mythia store.
$0.75 Each
50 Gems (random, up to 500)
Gems are redeemable in Mythia store.
$2.50 Each

Prize Pool for Medium Reward Box: The initial Prize Pool consist of the following prizes with a
total approximate retail value (”ARV”) of $1097.3:

Prize

Description

Approximate Retail Value

1x PS5 or XBox (winner’s choice)
PlayStation 5
$500 Each
1x Free Game on Any Platform
A game of up to $60 USD on any platform (Steam, PS5, etc.)
$25 Each
250x SteamCredit (random, up to 50)
A credit to purchase games onSteam. Minimum of 500 credits per redemption.
$0.25 Each
250x XBox Credit (random, up to 50)
A credit to purchase games on XBox. Minimum of 500 credits per redemption.
$0.25 Each
250x PlayStation Credit (random, up to 50)
A credit to purchase games on the PlayStation Store. Minimum of 500 credits per redemption.
$0.25 Each
250x Oculus Credit (random, up to 50)
A credit to purchase games on the Oculus store. Minimum of 500 credits per redemption.
$0.25 Each
250x Fortnite Credit (random, up to 50)
A credit to purchase skins &in-app goods on Fortnite. Minimum of 500 credits per redemption.
$0.25 Each
250x Riot Credit (random, up to 50)
A credit to purchase games on Riot (i.e. League of Legends skins). Minimum of 500 credits per redemption.
$0.25 Each
3096x Gems (random, up to 10)
Gems are redeemable in Mythia store.
$0.05 Each
150x Gems (random, up to 50)
Gems are redeemable in Mythia store.
$0.25 Each
2x Gems (random, up to 500)
Gems are redeemable in Mythia store.
$2.5 Each

Prize Pool for Small Reward Box: The initial Prize Pool consist of the following prizes with a total approximate retail value (”ARV”) of $2,162.18:

Prize

Description

Approximate Retail Value

1x PS5 or XBox (winner’s choice)
PlayStation 5
$500 Each
7x Free Game on Any Platform
A game of up to $60 USD on any platform (Steam, PS5, etc.)
$25 Each
1800x Steam Credits (random, up to 15)
A credit to purchase games on Steam. Minimum of 500 credits per redemption.
$0.075 Each
1800x XBox Credits (random, up to 15)
A credit to purchase games on XBox. Minimum of 500 credits per redemption.
$0.075 Each
1800x PlayStation Credits (random, up to 15)
A credit to purchase games on the PlayStation Store. Minimum of 500 credits per redemption.
$0.075 Each
1800x Riot Credits (random, up to 15)
A credit to purchase games onRiot (i.e. League of Legends skins). Minimum of 500 credits per redemption.
$0.075 Each
1800x Oculus Credits (random, up to 15)
A credit to purchase games on the Oculus store. Minimum of 500 credits per redemption.
$0.075 Each
28437x Gems (random, up to 5)
Gems are redeemable in Mythia store.
$0.025 Each
525x Gems (random, up to 10)
Gems are redeemable in Mythia store.
$0.05 Each
30x Gems (random, up to 500)
Gems are redeemable in Mythia store.
$2.50 Each

Gems are in-app virtual awards that can be redeemed in the Mythia App in accordance with Mythia’s terms and conditions.

The Prize Pool for Sweepstakes Periods after the initial Sweepstakes period will either be the same as for the initial Prize Pool set forth herein, or a modified Prize Pool as published on the Website with a total ARV equal to or greater than the total ARV for the initial Prize Pool.

7. ODDS OF WINNING.

The type of Reward Box each Entrant receives effects the odds of winning and is set forth in Section 5. For the initial Prize Pool and each reset Prize Pool the odds of winning for each type of Reward Box are as follows (unless otherwise published on the Website with equal or greater odds of winning prizes with equal or greater ARV):

Large Reward Box Odds

Reward

Odds

PS5or XBox (winner’s choice)
1 in 1200
Free Game on Any Platform
10 in 1200
Steam Credits (random, up to 750)
175 in 1200
XBox Credits (random, up to 750)
175 in 1200
PlayStation Credits (random, up to 750)
175 in 1200
Gems (random, up to 150)
614 in 1200
Gems (random, up to 500)
50 in 1200
Medium Reward Box

Reward

Odds

PS5 or XBox (winner’s choice)
1 in 4750
Free Game on Any Platform
1 in 4750
Gems (random, up to 10)
3096 in 4750
Gems (random, up to 50)
150 in 4750
Gems (random, up to 500)
2 in 4750
Steam Credits (random, up to 50)
250 in 4750
XBox Credits (random, up to 50)
250 in 4750
PlayStation Credits (random, up to 50)
250 in 4750
Oculus Credits (random, up to 50)
250 in 4750
Fortnite (random, up to 50)
250 in 4750
Riot Credits (random, up to 150)
250 in 4750
Small Reward Box

Reward

Odds

PS5 or XBox (winner’s choice)
1 in 38000
Free Game on Any Platform
7 in 38000
Gems (random, up to 5)
28437 in 38000
Gems (random, up to 50)
525 in 38000
Gems (random, up to 500)
30 in 38000
Steam Credits (random, up to 15)
1800 in 38000
XBox Credits (random, up to 15)
1800 in 38000
PlayStation Credits (random, up to 15)
1800 in 38000
Riot Credits (random, up to 15)
1800 in 38000
Oculus Credits (random, up to 15)
1800 in 38000

8. PRIZE RESTRICTIONS.

Multiple prizes per person and per household can be awarded. Gift cards and gift certificates are subject to the terms and conditions of the issuer and for free games the terms and conditions of the platform the game is offered on applies. Prizes cannot be transferred, redeemed for cash or substituted by winner, except at Sponsor’s sole discretion or as otherwise provided herein. Sponsor reserves the right in its sole and absolute discretion to award a substitute prize of equal or greater value if a prize described in these Official Rules is unavailable or cannot be awarded, in whole or in part, for any reason. The ARV of the prize represents Sponsor's good faith determination. That determination is final and binding and cannot be appealed. If the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded in cash. Sponsor makes no representation or warranty concerning the appearance, safety or performance of any prize awarded. The Sponsor’s terms and conditions including restrictions, conditions, and limitations may apply. Sponsor will not replace any lost or stolen prize items.

Each prize winner is solely responsible for all applicable federal, state and local taxes, including taxes imposed on his/her income. No more than the stated number of prizes set forth in these Official Rules will be awarded.

9. WINNER NOTIFICATIONS/CLAIMS.

Potential winners using the Mythia App will be notified by the Sponsor by email and/or directly in the Mythia App immediately after the prize is won, wherever possible. Potential winners who used Mail-In-Requests to participate and are not using the Mythia App will be notified by the Sponsor by mail, email, and/or phone within 5 business days of winning the prize. The potential winners must respond to such notification within 15 calendar days. In the event the potential winner fails to respond to the notification within 15 calendar days of the Sponsor’s first notification or if it is determined by Sponsor, in their sole discretion, that a potential winner is not eligible in accordance with these Official Rules, the prize is forfeited. Sponsor may at its sole discretion send the prize to the address on file or otherwise provide the prize to the winner or require the potential winner to sign and return (except where prohibited) an Affidavit of Eligibility and Liability/Publicity Release and a W-9 tax form (the “Prize Claim Documents”) within 15 calendar days of the notification of such Prize Claim Document requirement. After verification of the Affidavit, the prize will be mailed or sent by courier service or otherwise delivered to the winner within 4 weeks from receipt of the Prize Claim Documents. If a potential winner fails to return the Prize Claim Documents within the date and time indicated in the notification thereof, or is found to be ineligible, or if he/she does not comply with the Official Rules, or of the prize is returned as undeliverable, such potential winner and his/her Entry will be disqualified and the prize is forfeited or will be reinserted into the then current Prize Pool at the discretion of the Sponsor. No compensation will be provided for any prizes that are not awarded to a prize winner and not reinserted into a Prize Pool.

10. TAXES.

The value associated with the prizes is taxable as income and each winner is solely responsible for any taxes, including, but not limited to all applicable federal, state and local taxes that become due with respect to the value of the prize. The Sponsor may need to report the value of the prize to the Internal Revenue Service in the year the prize is received by the winner and may be reported to the winner and the Internal Revenue Service on Form 1099. All federal, state and local taxes are the sole responsibility of the prize winners.

11. CONDITIONS.

By participating in this Sweepstakes, Entrants and prize winners agree to be bound by these Official Rules and the decisions of the Sponsor, which are final in all respects and not subject to appeal. Sponsor reserves the right to disqualify permanently from this Sweepstakes any Entrant it believes has violated these Official Rules and verify eligibility of Entrants. Neither Sponsor nor anyone acting on its behalf will enter into any communications with any Entrant regarding this Sweepstakes, except as expressly set forth in these Official Rules or in accordance with the Sponsor’s terms and conditions or its privacy policy. By participating in this Sweepstakes, Entrants, and prize winners release Mythia Inc., and Issuing Bank from any and all liability, damages or causes of action (however named or described) with respect to or arising out of participation in the Sweepstakes, and/or the receipt or use/misuse of any prize awarded, including, without limitation, liability for personal injury, death or property damage.

Failure to comply with these Official Rules may result in disqualification from the Sweepstakes. Entrants assume all risk of loss, damage, destruction, delay or misdirection of any information submitted to Sponsor in connection with the Sweepstakes. In the event any portion of this Sweepstakes is compromised by activities beyond the control of the Sponsor which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play of the Sweepstakes or this Sweepstakes, Sponsor reserves the right at its sole discretion to modify, suspend or terminate the Sweepstakes. Winning a prize constitutes permission for Sponsor and its agencies to use prize winners' names, addresses (city & state), voices and/or likenesses for purposes of publication of the list of winners, advertising, promotion and publicity, for this Sweepstakes only, without further compensation, unless prohibited by law. Sponsor may prohibit an Entrant from participating in the Sweepstakes or winning a prize if, in its sole discretion, it determines that said Entrant is attempting to undermine the legitimate operation of the Sweepstakes by cheating, deception, or other unfair playing practices (including the use of automated quick entry programs) or intending to annoy, abuse, threaten or harass any other Entrants or the Sponsor. If for any reason this Sweepstakes is not able to be conducted as planned, including, but not limited to, by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud or any other causes beyond the reasonable control of Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Sweepstakes, then Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Sweepstakes and randomly draw from those entries received up to the cancellation/suspension date to award prizes. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY’S FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION. SPONSOR’S FAILURE TO ENFORCE ANY TERM OF THESE OFFICIAL RULES SHALL NOT CONSTITUTE A WAIVER OF THESE PROVISIONS.

12. INDEMNIFICATION.

By participating, Entrants and prize winners agree to release, discharge, indemnify and hold harmless Mythia Inc., Issuing Bank, and their respective officers, directors, employees, representatives and agents (collectively, the “Released Parties”) from and against any claims made by any Entrant, prize winner, or any other third parties, related in any way to the operation of this Sweepstakes as well as any other claims, damages or liability due to any injuries, damages or losses to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from receipt, acceptance, possession, misuse or use of a prize or participation in any promotion related activity or participation in this Sweepstakes.

13. LIMITATION OF LIABILITY.

The Released Parties assumes no responsibility or liability for (a) any incorrect or inaccurate entry information, or for any faulty or failed electronic data transmissions; (b) any unauthorized access to, or theft, destruction or alteration of entries at any point in the operation of this Sweepstakes; (c) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation orcommunications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, satellites, servers, camera, computers or providers utilized in any aspect of the operation of the Sweepstakes; (d) inaccessibility or unavailability of any network or wireless service, the Internet or website or any combination thereof; (e) suspended or discontinued Internet, wireless or landline phone service; or (f) any injury or damage to participant's or to any other person’s computer or mobile device which may be related to or resulting from any attempt to participate in the Sweepstakes or download of any materials in the Sweepstakes.

14. USE OF DATA.

Sponsor will be collecting personal data about Entrants in accordance with its privacy policy. Please review the Sponsor’s privacy policy at https://mythia.com/privacy-policy. By participating in the Sweepstakes, Entrants hereby agree to Sponsor’s collection and usage of their personal information and acknowledge that they have read and accepted Sponsor’s privacy policy.

15. WINNERS’ LIST.

To obtain a list of winners of the most recent Sweepstakes Period send a request and a self-addressed, stamped envelope within six (6) weeks of the end of such Sweepstakes Period to: Mythia, Attn: Mythia Sweepstakes 1 Winner List, 584 Castro Street #3054, San Francisco, CA, 94114. For accessing a list of winners online, please visit https://mythia.com/rewards. The winner list for each Sweepstakes Period will be posted shortly after winner confirmation is complete.

16. SPONSOR.

Mythia Inc, 584 Castro Street #3054, San Francisco, CA, 94114.

Piermont Bank is responsible for issuing the eligible Deposit Account and associated debit card only and does not sponsor or endorse and is not responsible for any products, services, or offerings by Sponsor or other related entities. Card is issued by Piermont Bank pursuant to license by Mastercard International Incorporated and is accepted everywhere Mastercard is accepted.

Mythia
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The Mythia Mastercard® Debit Card is provided by Piermont Bank, Member FDIC,  pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.

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